Pay monthly mobile phones
The legal stuff
The prices shown require you to use eBilling. For monthly price with paper bill add £1.50. Credit check & payment by Direct Debit required.
Prices shown are based on a 24 month Consumer Credit Agreement provided by Virgin Media Mobile Finance Limited and a 30 day rolling Pay Monthly Airtime Contract with Virgin Mobile Telecoms Limited. You must pay off your loan in full in order to upgrade your handset. Further terms and conditions apply. 0% APR Representative.
*Please note standard charges apply, please check with your network operator for rates.
Calls to service numbers: The way you’re charged for calling numbers beginning 084, 087, 118 and 09 has changed. The cost of calling these numbers will be formed of a combined access and service charge: we set the access charge and the company you’re phoning set the service charge. Your access charge for these numbers will be shown on your bill and is currently 36p per minute. The service charge will be advertised by the company that you are calling. If any of these numbers are included in your bundle you will not be charged the access or service charge.
Calls to other non-geographic numbers: Freephone calls starting 0800 or 0808 are now free from mobiles. Calls to 0500 are free. Calls to 070 numbers will cost you up to £2.50 a minute in the UK
Freestyle Contracts: Based on a 24 month consumer credit agreement with Virgin Media Mobile Finance Limited for the phone, and a 30 day rolling Pay Monthly Airtime Contract with Virgin Mobile Telecoms Limited. You must pay off your loan in full in order to upgrade your handset. Credit subject to status, credit check and payment by direct debt. 18+. Terms and Conditions apply. Virgin Media Mobile Finance Limited is authorised and regulated by the Financial Conduct Authority under register no. 626215. Registered office: Media House, Bartley Wood Business Park, Hook, Hampshire, RG27 9UP. Registered in England and Wales no. 9058868.
Standard Contract: 24-month contract. Credit check and payment by Direct Debit required. Early disconnection fees apply.
Mobile general: Phones subject to availability.
Phones: BlackBerry®, RIM®, Research In Motion®, SureType®, SurePress™ and related trademarks, names and logos are the property of Research In Motion and are registered in the U.S. and countries around the world. Android™ and Google are trademarks of Google Inc.
Prices: These prices require you to use eBilling. For monthly price with paper bill add £1.50. Credit check & payment by Direct Debit required.
Delivery: Handsets are delivered free of charge. A 99p delivery charge applies for SIM Only orders (free for Virgin Media Cable customers).
Unlimited 0800/45/70/08 calls: No call charges apply to the first 60 minutes of eligible call types. Re-dial before 60 minutes to avoid call charges.
Tariff Movement: The new allowance and price will apply from your next monthly package for remainder of the minimum term.
Pay Monthly SIM Only: 30-day minimum contract applies.
Money back guarantee: Our 14 day Customer Satisfaction Guarantee lets you exchange your joining pack or phone for a different one of the same value or get a full refund, less any airtime you’ve bought. Prepaid packaging will be provided to post it back. Pay As You Go customers will be charged for any airtime used according to our Pay As You Go tariff. Pay Monthly customers will be charged for any airtime used. Calls and texts prior to return will be charged at 31p per minute and 13p per text.
Virgin Media customer exclusive tariffs and £120 saving: Available to Virgin Media cable customers only taking at least one cable product. £120 saving based on £5 monthly saving. Cannot be combined with any other discount or promotion. Discount applies for minimum term of Pay Monthly mobile contract only, subject to continuing eligibility. Eligibility: These mobile tariffs are only available to Virgin Media customers who subscribe to at least one of the following Virgin Media cable services: television, residential phone or broadband (the "Services"). If you no longer subscribe to any of the Services you will not be eligible to receive the exclusive tariffs. You will then revert to the standard Virgin Mobile tariff closest in value to your tariff the month after your Services end or at the end of any fixed term contract you have entered into for the mobile services.
Inclusive calls to Virgin Mobile numbers: Calls to Virgin Mobile numbers are free for the first 60 minutes. Calls to 'active' Virgin Mobile numbers are included as part of the 'unlimited' portion of your landline call package. As with your landline calls, re-dial before 60 minutes to avoid call charges. To be 'active', the Virgin Mobile number called must have originated a chargeable outbound call, SMS or data session within the previous 90 days. Remember that if you call a Virgin Mobile number that is roaming overseas, that number will still be charged any applicable roaming tariff, even though your part of the call may be free. Please note that new activations (e.g. new connections or numbers ported into Virgin Mobile) may take up to 72 hours to be recorded by our landline billing systems. Calls made prior to the number being recorded will be charged at the standard rate.
Samsung Galaxy S5 Neo and Tablet offer: Offer available when purchasing a Samsung Galaxy S5 Neo from Virgin Media on a Freestyle Pay Monthly tariff until stocks last. The Galaxy Tab 4 will need to be returned with the handset in an unused condition along with its original packaging and all accessories if the order is subsequently cancelled, or is exchanged for a different handset. If your Galaxy Tab 4 is damaged on return or you fail to return all the parts and accessories, we reserve the right to charge you for any repair or replacement cost. There is no cash, credit or other alternative to Galaxy Tab 4. It is not transferable and only available in white.
Samsung Galaxy S6 32GB and Tablet offer: Offer available when purchasing a Samsung Galaxy S6 (32GB) from Virgin Media on a Freestyle Pay Monthly tariff until stocks last. The Galaxy Tab 4 will need to be returned with the handset in an unused condition along with its original packaging and all accessories if the order is subsequently cancelled, or is exchanged for a different handset. If your Galaxy Tab 4 is damaged on return or you fail to return all the parts and accessories, we reserve the right to charge you for any repair or replacement cost. There is no cash, credit or other alternative to Galaxy Tab 4; it is not transferable.
Samsung Galaxy Core Prime and Android tablet offer: Offer available when purchasing a Samsung Galaxy Core Prime from Virgin Media on a Freestyle Pay Monthly tariff until stocks last. The Android tablet is an Alcatel Pixi 3 7" WiFi in white. The Alcatel Pixi 3 7" WiFi tablet will need to be returned with the handset in an unused condition along with its original packaging and all accessories if the order is subsequently cancelled, or is exchanged for a different handset. If your Alcatel Pixi 3 7" WiFi tablet is damaged on return or you fail to return all the parts and accessories, we reserve the right to charge you for any repair or replacement cost. There is no cash, credit or other alternative to the Alcatel Pixi 3 7" WiFi tablet. It is not transferable and only available in white.
Mobile Broadband: Usage amounts given as example only. Credit check and payment by Direct Debit required. 2 or 18 month contract. If you cancel during the contract you will incur an early disconnection fee. Data bundle is for use within the UK only. Access and speeds are subject to network coverage. Voice-Over-Internet Protocol is not supported. If your use exceeds your monthly allowance you will be charged at the out-of-bundle rate of £15/GB. Roaming charges apply to your use outside the UK. Pay Monthly terms of service apply. Mobile WiFi device required with upfront fee of £39.99. For full terms and conditions visit virginmobile.com/legalstuff.
1GB Mobile Broadband: Eligibility: Available with either Virgin Media cable broadband size: L, XL or XXL. Offers are subject to status and credit checks. Conditions: If during your mobile broadband contract term you terminate your Virgin Media home broadband service, you will no longer be eligible for the exclusive mobile broadband tariff and your 1GB monthly payment will increase to the current price for non-home customers for the remainder of the 12 month term. General: 12 month mobile broadband contract applies. Offer not available with any other offer unless explicitly stated. Further legal stuff applies to Virgin Media home broadband, see virginmedia.com Terms and conditions of service apply to Virgin Mobile Broadband.
Home phone: Inclusive calls to Virgin Mobile numbers: Calls to Virgin Mobile numbers are free for the first 60 minutes. Calls to 'active' Virgin Mobile numbers are included as part of the 'unlimited' portion of your landline call package. As with your landline calls, re dial before 60 mins to avoid call charges. To be 'active', the Virgin Mobile number called must have originated a chargeable outbound call, SMS or data session within the previous 90 days. Remember that if you call a Virgin Mobile number that is roaming overseas, that number will still be charged any applicable roaming tariff, even though your part of the call may be free. Please note that new activations (e.g. new connections or numbers ported into Virgin Mobile) may take up to 72 hours to be recorded by our landline billing systems. Calls made prior to the number being recorded will be charged at the standard rate.
Pay As You Go: Customers must have some credit on their account in order to join Big Talk or Big Data & Texts. Joiners bonus of free texts and data or free calls are valid for 45 days or until used if sooner. Joiners bonus will be applied once per account only. You may not change your tariff without our agreement. Once changed, you may not be able to migrate back to your previous tariff. Top ups made prior to joining these tariffs will not count towards monthly rewards. The total value of top-ups in a month will determine the value of the reward. Free texts, minutes and data are added on the first day of the month following the top-up(s) & are valid for one month or until used if sooner. Minutes are for UK landlines (beginning 01, 02, 03) & UK mobile networks. Texts are person-to-person within the UK (text message delivery notifications not included.) Data within the UK only. You should expect speeds delivered up to 384kbps (3G), actual speeds experienced may be higher or lower and will vary by device and location. You cannot share your data connection with other devices - known as "Tethering" - or use your phone for peer to peer file sharing, instant messaging or making internet phone calls. Calls to 08 (incl. 0870) & 070 numbers not included and cost up to 41p and £2.50 per min. respectively in the UK (see our tariffs for details). Unlimited Virgin Mobile to Virgin Mobile calls will be added on the first day of the month following the top up(s) and are valid for one month or until used. You must register your handset to get Big Talk, Big Data & Text to get registered visit virginmobile.com/youraccount. PAYG service terms apply.
BlackBerry® Pass: Pay As You Go BlackBerry® passes (either weekly £2 or monthly £5). Buy a pass to access BlackBerry® Mail, Messenger and Mobile Web services on Pay As You Go. Passes last until midnight on the 7th day for a weekly pass and midnight on the 31st day for monthly pass. UK use only.
The UK’s biggest 3G network: Based on total number of 3G transmitters for for 3G signal using the EE network.
Guaranteed next day replacement: Applies to all claims accepted before 6pm Sunday to Friday.
Mobile Rescue: Works on most mobile phones. If your phone's not compatible, you'll be fully covered without Mobile Rescue if you have Virgin Mobile insurance.
Metro WiFi: Activation required. WiFi services available in the station only. Use of WiFi is subject to Virgin Media’s terms and conditions.
Mobile SIM: View terms and conditions
Terms & Conditions
Please read these Terms and Conditions in full so you understand what's covered and what's not. The terms 'we', 'our' and 'us' means Asurion (the policy administrator) and Liberty Mutual Insurance Europe Limited (the insurer).
A. Your cover
Virgin Media Protect gives worldwide cover to protect your phone against:
- Loss & theft
- Accidental damage (including cracked screens and liquid damage)
- Malicious damage
- Pet damage
- Out of warranty breakdown
You can buy Virgin Media Protect when buying or upgrading your phone with Virgin Media and you'll be covered as soon as the phone is in your hands. You're covered whilst travelling and when you lend your phone to family or friends.
B. The cost of cover
Your monthly premium and claim excess fee (which is the amount you have to pay towards the cost of your replacement device to complete a claim) is based on the phone's value at time of purchase.
||Claim excess fee
We'll collect your monthly premium in advance by separate direct debit (this will show on your statement as NEWAsurion Europe LTD RE VirginPhoneIns). Cover automatically renews monthly for up to 59 months at which point we'll cancel your policy. We can't settle any claim until you've paid your first premium. As your device ages and falls in value, we'll adjust your excess fee downwards. You can call us to find out your current excess fee.
C. What's not covered
We do not offer 'new for old' cover, which means your replacement phone may be refurbished to our standard (using original). Our aim is that you will not be able to tell the difference in standard between a new and refurbished phone.
It's important you understand that you're not covered for:
- Any phone other than one purchased from Virgin Media, replaced by us or replaced under manufacturer warranty.
- Any claim if your Virgin Media Protect policy is in arrears (you can make a catch up payment and complete the claim).
- The excess fee you have to pay to complete a successful claim.
- A third claim or subsequent claims made within a 12-month period. We'll cancel your Virgin Media Protect policy immediately after two successful claims have been completed in any 12 month period from the date of the first incident.
- Any calls, data usage or downloads made on a missing phone.
- Accessory-only claims and accessories other than the battery, mains charger and hands-free kit that came with the phone.
- Cosmetic damage (where there is no loss of functionality - except where you are claiming for a cracked screen) and damage caused by wear and tear, repair or making alterations to the phone or acting against manufacturer guidelines.
- The cost of any repairs to your phone unless instructed by us.
- Any fault that happens within the manufacturer's warranty period. This is the period during which the manufacturer has provided an assurance that your phone will be free from manufacturer faults.
- Any malicious or deliberate damage caused by you or somebody you have authorised to use your phone.
- Any veterinary costs if your pet needs treatment after damaging your phone.
- Any indirect losses from the claim incident, which means any consequences you face as a result of being without your phone.
- Loss or corruption of any kind of software or digital content other than standard manufacturer software.
- Confiscation of your phone by a finance company or government agency (such as the police).
- Any claim that we find to be fraudulent.
If you report a claim to us more than 90 days after discovering the loss, theft, fault or damage to your phone, we will still consider your claim, but it may impact our ability to assess your claim and could, in some cases, result in it being declined.
D. Making a claim
- For lost or stolen phones, call Virgin Media as soon as possible (we recommend you do this in 48 hours) on 0345 6000 789* (+44 7953 967 967 from abroad) to block it against unauthorised use. We recommend you report any stolen phone to the Police as we may need a crime reference number to complete your claim
- Call our Virgin Media Protect team on 0345 030 3291 to make a claim. You should claim within 30 days of discovering the loss, theft, damage or breakdown.
Please have a payment card ready to pay your claim excess fee.
When you claim for any loss or theft of your phone, we'll block your original phone automatically before sending any replacement. We won't be able to complete your claim until you agree to our blocking your original device. Once your claim is completed, we (and only we) can unblock that device.
We aim to provide a next-day replacement for claims accepted before 7.30pm Monday to Friday and 2.30pm on weekends. If we're late, let us know and we'll give you £20, credited to your bank account within 30 days. This excludes:
- Claims made or deliveries that fall on a Bank Holiday.
- Any delivery outside of the Great Britain including deliveries to the Scottish Islands, Northern Ireland and the Channel Islands.
- Any delay caused by something outside our control like extreme weather, natural disaster, epidemic or crime.
Please make sure someone is in to sign for the delivery. Your replacement comes with:
- Our 24-month warranty on your replacement phone.
- The usual phone accessories, if yours were involved in the incident or we provide you with a different-model replacement.
- Prepaid packaging to return your damaged or faulty phone (minus your SIM card, battery and charger).
As soon as we settle your claim, your damaged or faulty phone becomes property of the insurer. A damaged or faulty phone (and any lost or stolen phone later recovered) must be returned to us within 15 days of receiving your replacement (or recovering your lost or stolen phone).Otherwise, we'll charge a non-return fee (based on the value of your non-returned phone) to the payment card used to pay your excess fee. The phone is your responsibility until it arrives with us, so please make sure you get proof of postage at the Post Office. If you don't send us the original damaged or faulty phone (or lost or stolen phone you later recovered) and we have not been able to charge your card for its value, we will not approve any subsequent claim until you have returned the phone or paid the outstanding amount.
You must also comply with our reasonable instructions, such as disabling any app which prevents access to our removal of data from your damaged or faulty phone.
E. Cancelling your cover
You can cancel within the first 28 days and (if you haven't made a claim) we'll refund any premium paid. Otherwise, you can cancel at any time and cover will finish at the end of the paid-for period. If you choose insurance again when you upgrade your phone with Virgin Media, we'll cancel cover on your old phone and send you another welcome pack confirming your cover start date, premium and excess fee for the new phone.
We'll cancel your policy immediately if you fail to pay the monthly premium, have two successful claims in any 12-month period, upgrade your phone or cancel your contract with Virgin Media. We may also cancel your policy by providing you with 30 days' notice, sent to the current contact details we have for you.
F. How to complain
To make a complaint , you can call or email us (0345 030 3291 or firstname.lastname@example.org, 8am-9pm Monday to Friday and 9am - 6pm weekends, closed Bank Holidays) or write to us at PO Box 71012, London W4 9FW. If we can't resolve your complaint right away, we'll email or write to you within five working days to outline our next steps. If it's still not resolved within two weeks, we'll contact you again to keep you up to speed on what's happening.
If you're not happy with the outcome of your complaint or we haven't given our final response within 8 weeks of you raising your complaint, you can contact The Financial Ombudsman Service at: Exchange Tower, London, E14 9SR. email@example.com or 0800 023 4567 (Freephone) or 0300 123 9123. You'll need to contact them within six months of receiving our final decision about your complaint. This service is free and we are bound by any decision the Financial Ombudsman reaches. This won't affect your statutory rights or prejudice your right to take subsequent legal proceedings. You can find out more at financial-ombudsman.co.uk.
G. Who provides this cover
This insurance is administered by Asurion Europe Limited ("Asurion"), which is authorised and regulated by the Financial Conduct Authority (no. 502545), Registered in England and Wales with company number 6568029. Chiswick Place, 272 Gunnersbury Avenue, Chiswick, W4 5QB. The Insurer is Liberty Mutual Insurance Europe Limited, which is authorised by the Prudential Regulation Authority and is regulated by the Financial Conduct Authority and the Prudential Regulation Authority (no. 202205), registered address: 20 Fenchurch Street, London EC3M 3AW. Check the Financial Services Register at www.fsa.gov.uk/register or call 0800 111 6768 (Freephone) or 0300 500 8082.
You and we may choose which law will apply to this contract. Unless we agree otherwise, Virgin Media Protect is governed by the law of the part of the United Kingdom that you live in (England and Wales, Scotland or Northern Ireland) and all communication from us will be in English.
We are covered by the Financial Services Compensation Scheme (FSCS). In the unlikely event that we can't meet our liabilities you may be entitled to compensation to a maximum of 90% of the claim under this scheme. Further info can be obtained from the FSCS on 0800 678 1100 or by going to fscs.org.uk.
H. Our use of your personal data
By taking this cover you confirm that you've given us your permission to communicate policy information with you by phone, SMS, email or in writing using your given contact details. In issuing and administering this policy, we will share your personal data with: Virgin Media and other partner companies providing services under this policy to the extent necessary for them to provide those services. Group companies and any third parties who are purchasers of all or part of Virgin Media, the Insurer or Asurion and with Organisations we use to monitor our performance, carry out research, create statistics, prevent or detect crime and other third parties to the extent required or permitted by law.
Whenever your personal information is shared with third parties, it will be done in accordance with all responsibilities under the Data Protection Act 1998. This includes, for example, putting in place appropriate written terms to protect your personal information and ensuring any export of your personal information outside the European Economic Area is lawful in accordance with the Act. We will only use the personal information given by you to confirm your identity, administer your policy, contact you about your policy, process claims, carry out internal record-keeping, record claims details on relevant databases and registers for fraud detection purposes and contact the police to check any crime reference number you give us.
Asurion is registered with the Information Commissioners Office as a Data Controller (number Z2176995). By providing personal data to us (i.e. information which can identify you and relates to you, whether by itself or when used in conjunction with other information e.g. your name, policy number, telephone number and other contact details), we will assume that you consent to this type of information being collected and used in the ways described above (subject to the requirements of the Data Protection Act 1998) including for example for fraud prevention purposes and other requirements imposed by law or regulation. You have the right to see and correct any personal information held about you. A £10 administration fee may be charged for this. If you wish to see your personal information or ask any questions about our use of your data, please contact us.
Your data may be transferred outside the European Economic Area (EEA) for the above purposes. If that happens, we'll make sure it's treated with the same level of protection as in the EEA. If you give us personal information about someone else, you are responsible for having their permission to do so and for telling them who we are and what their information will be used for. We will never sell or transfer your personal data to a third party unless we have your prior written consent, subject to the above and in accordance with the Data Protection Act 1998.
I. Changes to the policy
We may alter the premium or the excess for future periods of cover due to the overall cost of claims exceeding our reasonable estimate and we may alter the terms of the policy or cancel the policy based on our claims experience or for any other good reason. If we make any change that improves your cover , we'll apply it straight away without notice. If we make a change that increases any charges or reduces your cover , we'll give you at least 30 days' notice sent to the current contact details we have for you and you will be able to cancel your Policy if you are not happy with our changes.
0345 030 3291 is open 8am-9pm Monday to Friday, 9am-6pm at weekends (closed Bank Holidays). Calls to 03 numbers cost the same as UK landlines starting 01 and 02. Calls from landlines and mobiles are included in free or inclusive calls packages. Details correct at time of print.
*Please note standard charges apply, please check with your network operator for rates.